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Customers first

Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal at Mortgage Master is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.

Get fast answers

At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.

Your Mortgage Banker For Life

1 Forge Village Road, Suite 2B

Groton, MA 01450

Groton, MA Office: 978-448-1285

eFax: (508) 355-5343

Cell Phone: (617) 461-2970

EMAIL: acardinali@mortgagemasterinc.com

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Mortgage News Daily

MBS MID-DAY: Scheduled Fed Buying The Focal Point On Otherwise Data-Less Morning - 43 minutes ago
Posted To: MBS CommentaryMBS Live : MBS Morning Market Summary With the passing of the 10:15-11:00am scheduled "Operation Twist" buying from the Fed, we now know why bond markets bothered to get out of bed today. That's actually an overstatement as there was in fact a decent amount of volume in the overnight session and into the domestic open, but the Fed buying has elicited the more notable surge in volume and price movement. Thus far, that movement has been positive for TSYs and MBS with Fannie 3.5's ticking back into the green following the Twist buying details. Confounding that assessment somewhat is the fact that stock markets look like they're considering a bounce lower around the same time as TSY yields. Given the limited data calendar, we'd been looking for a well-connected stock lever, and indeed we got it...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.

Lots of Training Sessions, NMLS Stats and Fraud Numbers; Oakland to Require Foreclosure Fees - 54 minutes ago
Posted To: Pipeline PressSome people are looking to fill their time - apparently they have too much on their hands . On the other hand, some companies are looking to fill jobs. PHH Mortgage is looking to fill positions in its Mt. Laurel, NJ, Jacksonville, FL, and Sacramento, CA offices, from entry-level customer service representatives to licensed and experienced originators, processors, conventional and FHA underwriters, and experienced managers. PHH, one of the top five retail originators in the nation, is seeking people with a diverse range of experience, including recent college graduates, people looking to make a career change, and proven mortgage professionals seeking to build a career with a new company. Interested job seekers can view more details and submit a job application at www.phhjobs .com. Qualified...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.

The Week Ahead: Light Data Calendar, Treasury Auctions, Holiday Weekend - 16 hours ago
Posted To: MBS CommentaryThe line-up of economic data in the week ahead is one of the lightest of the year. Monday is essentially data-free. The following two days of the week are focused on housing with Existing Home Sales on Tuesday and New Home Sales on Wednesday. Those same two days also kick off the Treasury Note auctions for the week though Tuesday's 2yr Notes are generally not moving markets these days. Wednesday's 5yr auction has more potential to affect MBS, but the result would have to be a pretty big surprise in one direction or another. The data shifts away from housing on Thursday with Durable Goods and Weekly Jobless Claims, both moderately important data sets, though not 'high risk' events. Thursday also rounds out the Treasury auctions for the week with 7yr Notes at 1pm. While there is data on Friday...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.

More Lender Updates; Letters from the Trenches and Legal Updates Focused on the CFPB - 1 day ago
Posted To: Pipeline PressLondon plans to use a painfully "High-Pitched Sound Generator" to disperse large crowds at the Olympics. Observers note that it will be Cindy Lauper's first paying gig since '86. Speaking of high-pitched noises (and no, this is not a lead in to a Taylor Swift joke), the constructive clamoring about the CFPB's flat fee continues . "The CFPB for consumer finance, in my opinion, is the same thing as the CFTC for commodity trading overseeing Future Commission Merchants and the SEC for stock broker/dealers. Both the futures and stock brokerage industries have formed self-regulating entities. The National Futures Association for commodities and the Financial Industry Regulatory Authority (FINRA) for stocks. The mortgage industry would be well served if the industry itself through the MBA or other...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.

MBS RECAP: Slightly Bumpy Ride Late, But Important Level Holds - 2 days ago
Posted To: MBS CommentaryMBS Live : MBS Afternoon Market Summary 104-16 Turned out to be an important level for Fannie 3.5's today. There's more than the usual amount of content in the 'alerts and updates' section below if you're looking to get caught up on how it played out. Long story short, bond markets held up quite well on a Friday that mostly saw money flowing OUT of both sides of the market (i.e. equities and fixed-income both lower in price today). But even the late day volatility left the 104-16 technical level intact through 4pm. From now until MBS go out for the day, it's not out of the realm of possibility to see illiquidity take things a bit lower, but whether or not lenders react to that depends on the lender in question. If it were us, we'd call it a week. MBS Pricing Snapshot Pricing shown below is...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.

Trust us with your financing needs.
We offer you the competitive rates and service you deserve. Whether you're a first time home buyer or are refinancing - we will find you the best rate and program for your situation. Apply online today for a no-cost, no-obligation pre-approval!

1 Forge Village Road, Suite 2B - Groton, MA 01450
Groton, MA Office: 978-448-1285 eFax: (508) 355-5343
Cell Phone: (617) 461-2970 EMAIL: acardinali@mortgagemasterinc.com

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You can find great local Groton, Massachusetts real estate information on Localism.com Tony Cardinali is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.

Mortgage Master, Inc., Groton, MA Branch Lender/Broker# (MC5439), (NH-15434-MB-BCH)

Loan Originator# MLO21336 - Massachusetts, NH21336 - New Hampshire